Complete Example: PayPal → MTN MOMO
What each party holds:| Party | Proofs Held |
|---|---|
| PayPal | Barclays proof (sent to MTN) + MTN proof (confirmation) |
| MTN | Barclays proof (internal audit) + own proof (issued to merchant) |
| Merchant | MTN proof (confirmation of receipt) |
| Barclays | Internal records + proof issued to PayPal |